Contact Claire Haggarty

(650) 678-0571
  • NBT Home Loans <br/> A Division of NBT Realty Serv slide #1
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Become a HomeownerGet pre-qualified for your new home.

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Refinance your MortgageSave hundreds on your monthly payments

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Whether you are a borrower or a Realtor® with a client who needs a home loan, the home loan process should be a positive experience. You deserve the benefits of an independent licensed mortgage broker who will:

  • Communicate Clearly
  • Respond quickly to your questions and needs
  • Follow through on all details
  • Has expert knowledege
  • Is Trustworthy and Honest 

With 40 + years of industry experience, I’ll provide you with the honest advice and personal service you deserve along with the ease of state of the art electronic support.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate some of your different financing options by using our interactive calculators and going over various mortgage scenarios. However, other options not displayed in the on-line calculator may actually be better for you - such as our lender paid alterntive to traditional MI for some loans. Call me to find out what is best for you and your goals.

 

Recent Articles

Aug
20
2025
Lower Rates? Don’t Relax Just Yet
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage rates began the week at some of the...
Aug
14
2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home, refinancing, or just trying to time the...
Aug
05
2025
Rates Just Hit a 10-Month Low!
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven by a key economic report. So, what...
Jul
30
2025
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s why. Two Housing Markets Are...

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