Contact Claire Haggarty

(650) 678-0571
  • NBT Home Loans <br/> A Division of NBT Realty Serv slide #1
Sample Image
Become a HomeownerGet pre-qualified for your new home.

Sample Image
Refinance your MortgageSave hundreds on your monthly payments

Sample Image

Whether you are a borrower or a Realtor® with a client who needs a home loan, the home loan process should be a positive experience. You deserve the benefits of an independent licensed mortgage broker who will:

  • Communicate Clearly
  • Respond quickly to your questions and needs
  • Follow through on all details
  • Has expert knowledege
  • Is Trustworthy and Honest 

With 40 + years of industry experience, I’ll provide you with the honest advice and personal service you deserve along with the ease of state of the art electronic support.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate some of your different financing options by using our interactive calculators and going over various mortgage scenarios. However, other options not displayed in the on-line calculator may actually be better for you - such as our lender paid alterntive to traditional MI for some loans. Call me to find out what is best for you and your goals.

 

Recent Articles

Oct
10
2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...
Oct
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
Sep
26
2025
3 Reasons Home Affordability Is Improving This Fall
For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices. But this fall, the market is shifting in ways that make homeownership more affordable than it has been in months. Here are three reasons why: 1. Average 30-Year Fixed Rates Have...
Sep
19
2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand NBT Home Loans
A Division of NBT Realty Serv's Privacy Policy.